春节对中国人的意义-中国人的春节1 Chinese Spring Festival1

一 : 中国人的春节1 Chinese Spring Festival1

  Similar to the importance of the Christmas Day for the westerners, the Spring Festival is the most important celebration for Chinese people. Although the meaning and the methods of celebration of the Spring Festival are changing with the time, the important status of the Spring Festival is incomparable.

  在中国,春节的重要性相当于西方的圣诞节一样.

  Chinese Spring Festival has a long history, which is nearly four thousand years old. Initially, the festival had no name or fixed date However, people called Spring Festival “the age” according to the revolution period of Jupiter by B.C. 2100. Before B.C. 1000, people used “the year”, which means “Great Harvest” representing the Spring Festival.

  中国的春节有很长的历史.

  According to the traditional custom, the Spring Festival lasts from the 23rd day of 12th lunar month to the 15th day of 1st lunar month, and the climax should be the New Year Eve and the first day of first lunar month.

  根据传统习俗,春节从腊月23到正月15.高潮部分是大年30和大年初一.

二 : 中国人的春节3 Chinese Spring Festival3

  Usually stay up late and set off fireworks on New Year‘s Eve. By the first day of first lunar month, people are wearing festival dresses and begin to visit or welcome family, friends and loved ones. They greet each other “Happy New Year” and “Happy Spring Festival” and invite guests to drink tea and chat at their home.

  新年晚上一般要熬夜还有放鞭炮.大年初一人们会互相拜年.

  There are a plethora (过量)of activities during the Spring Festival including opera and movie performances lion dances and temple fairs. There are also people who prefer to stay at home and watch television. Pasting New Year scrolls and watching festive lanterns are also the traditional movements for the Spring Festival celebration.

  The ways of Spring Festival celebration are changing along with the standard of living. For instance, traveling has becoming a new fashion of Spring Festival celebration.

三 : 中国人的春节2 Chinese Spring Festival2

  People carry out a lot of activities all over the country to welcome the Spring Festival. In the countryside, this kind of preparation starts from the beginning of 12th lunar month. All the families clean their houses, wash their clothes and bed sheets. Fresh new clothes and sheets commemorate the fresh New Year! Special New Year purchases are also important parts of upcoming New Year. In the city, they celebrate the New Year with art teams performances, various entertainment parties, and the big parks hold “temple fairs” to provide, recreation, food and art!

  人们在过春节的时候有很多活动.

  There are different traditional customs in different parts of China, but the whole family having reunion(团聚) dinner together in the New Year Eve is indispensable. In the South China, the reunion dinner usually has more than ten meals including bean curd and fish, because the pronunciation of these two meals means “wealthy” in Chinese language. In the North China, most of the reunion meals are dumplings, which are made and eaten by the whole family.

  虽然中国各地过过年的习俗不尽相同,但全家新年晚上聚在一起吃团圆饭却是一样的.

 

四 : 英媒:中国春节红包大战 金融意义凸显

  【环球科技综合报道】今年春节“抢红包”无疑是中国人的热衷的一个节目。其影响范围实际比中国内地更广,所有微信、微博、手机QQ和支付宝用户理论上都有参加抢红包的可能。据称仅微信用户就已覆盖了180多个国家和地区。英国《金融时报》2月25日刊发了智库安邦咨询的评论文章,称春节“抢红包”大战实际上是中国的移动支付发展的一次强刺激,它彰显了中国移动互联金融市场发展的极大空间,以及未来有效监管的挑战性。

  据中国移动互联网的四大超级入口(微信、微博、手机QQ和支付宝钱包)公布的红包数据,在除夕当天,微信红包收发总量达10.1亿次,是去年除夕的200倍。手机QQ方面则表示,除夕当天QQ红包收发总量6.37亿个。支付宝方面的数据也相当可观,在除夕当天有6.83亿人参与了红包游戏,支付宝红包收发总量超过2.4亿个,总金额40亿元。微博方面则有1541万微博网友分享了由央视春晚及39位明星与商家送出的1.01亿个红包。  

 

  英媒:中国春节“红包”大战 金融意义凸显

  基于移动互联平台的这些最新变化,对商业银行来说意味着什么?对于身为监管者的中国央行和银监会来说,这又意味着什么?它会带来什么样的业态变化和市场空间?又会带来什么样的潜在风险?

  对于传统的银行来说,直接影响就是各种红包大战带动了大量资金流出银行,进入第三方支付平台。究竟有多少红包资金沉淀在外目前还缺乏权威的数据,但从微信推出的“零钱”功能及使用的便利性来看(与支付宝钱包的存储功能相同),沉淀资金的数量应该相当可观。消费市场也随之出现了调整。利用微信钱包的功能,能够极为便利地实现点对点或点对多的定向转移支付。值得注意的是,这些过程都完全发生在银行业务之外。即使这些钱最终都回到了托管银行,但对于商业银行而言,“便宜钱”变成“贵钱”的影响也不容忽视。

  对于监管者而言,“抢红包”所代表的移动互联金融也带来了全新的监管任务。微信钱包、支付宝等与移动终端的结合,使得消费环境迅速便利化,进入门槛极低,这使得大量缺乏认证的人进入到了无线互联金融领域。微信春节红包的派发次数在百亿笔,从交易笔数和单位时间交易笔数的强度看,这种饱和峰值下运行的能力,都与银联和支付宝处于同样的量级。从各种移动支付的表现来看,为移动商业模式的扩张,移动支付已经做好了准备。

  不过微信移动支付在监管方面也面临这很大的风险。微信支付借助春节红包在全球的巨大成功。不是互联网金融能跨国落地,而在于微信是作为社交APP而落地的,微信支付则镶嵌在其中。国外金融监管当局并没有立刻明白过来,没有要求海外微信支付落地需要金融监管许可。但从支付宝在走出国门的四处碰壁看,微信支付也会面临同样的命运。如果中国互联网金融企业不能彻底清理自身在远程开户、匿名、洗钱、虚拟发钞方面的漏洞、诱惑和冲动,那中国的互联网金融就难以摆脱先天性的心脏病。

  值得注意的是,微信支付方式的出现,与支付宝的购卡充值方式已有很大不同——支付宝是依托银行卡系统而存在的,而微信不同,微信支付包含零钱帐户体系和银行卡体系两大帐户体系,前者包含广泛的匿名帐户,Q币充值还意味着零钱帐户对腾讯而言是余额开放帐户,而不是转接支付帐户。不仅如此,零钱帐户体系和银行卡帐户体系是打通的。微信支付账户中还包含着从QQ平移过来的客户以及大量非实名手机甚至海外手机的客户。因此,与支付宝一样,微信支付也无法避免虚假交易和资金匿名转移的问题。

  从监管意义上来看,支付宝和微信支付的便利性,都是通过绑定银行卡,对原来银行网银或手机银行的强有效、强安全的实名认证,进行了最大幅度的弱化而带来的。对于帐户是否实名强验证还是弱验证,是造成手机银行和微信支付便利性差异的关键。

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